While the coronavirus pandemic has been financially devastating for the almost everyone across Philippines. With the world on lockdown, some say they have actually been able to cut back on expenses and save money. Here are some money saving tips post  pandemic.

CONSIDER IT A PERMANENT LIFESTYLE CHANGE
If you're someone who saw your weekly and monthly expenses shrink during lockdown, without dinners out at restaurants, shopping and traveling, don't look at it as a temporary situation, Consider it a permanent lifestyle change. An example is reevaluating the need for a gym membership again after months of working out at home or outdoors. You may find that you don’t value it the same way that you did before and that is not how you want to spend your money.

MAKE A PLAN FOR THE SAVINGS
Having a purpose for the money that you have saved is a crucial way in building good financial habits. If there is no purpose behind the money you have accrued while at home, you will probably spend it more easily. Look at things you have not saved up before, like an emergency fund or a big loan payment. Money that is saved should have a meaning and a purpose leading you to make more conscious decisions.

AVOID THE 'I NEED IT' HABIT
After months of isolation and separation from loved ones, don't fall into the "I deserve it" habit, people have gone without things that they normally do and think they should be rewarded for this good behavior. To avoid the post-pandemic spending creep, create a budget for splurge items like new clothes, eating out and other activities.

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